Privacy Policy - Canada

Overview

Nation Motor Club, LLC d/b/a Nation Safe Drivers, NIU of Florida, Inc., National Adjustment Bureau, LLC, Nation Safe Drivers Services, Inc, and National Insurance Underwriters, LLC (collectively, “NSD”) values the trust that our clients and business partners put in us to safeguard your Personal Information.

We know that you care about your Personal Information, and we want you to be informed about our practices. This Privacy Policy explains how we collect, use, disclose, and protect your Personal Information. Please review this Privacy Policy, as it contains information, terms, and conditions that may affect your legal rights, as well as your ability to use our websites, including:

(collectively, “the Site”).

Highlights

Information We Collect

We collect a variety of Personal Information from you depending on how you interact with NSD and acquire our services. This includes:

  • Identifiers (e.g., first and last name, customer or member number)

  • Contact Information (e.g., postal address, phone number, email address)

  • Vehicle Information (e.g., year, make, model, color, VIN#, odometer, tag#)

  • Credit Card Information (cardholder name, number, expiration date, CVV, and billing zip or postal code)

How We Use Your Information

We use this information for purposes such as:

  • Fulfilling or meeting the reason you provided the information

  • Processing service or reimbursement requests

  • Processing transactions and payments, and preventing fraud

  • Providing support and responding to inquiries

  • Evaluating and completing business transactions involving NSD

  • Aggregating and anonymizing data for internal reporting and analytics

  • Other uses as permitted or required by law

How We Share Your Information

We share Personal Information only as necessary to provide services and fulfill the above purposes with:

  • Service providers and business partners (consultants, vendors, roadside assistance providers, dispatch, impound, repossession)

  • Insurers on whose behalf we process requests for reimbursement

  • Banks or financial service providers for benefits or transactions

  • Dealerships and insurance companies (if applicable) that pay NSD to administer a service or benefit to you

  • Other third parties as permitted or required by law

Protection

We protect your Personal Information as described in the full Privacy Policy. However, perfect security does not exist, and we cannot guarantee absolute security.

Additional Important Notices

Your Personal Information may be transferred to, and processed in, countries outside of Canada, and may be accessible to courts, law enforcement, and national security authorities of those countries.
If you are in Quebec, your Personal Information may be communicated and used outside Quebec.

You may contact our Privacy Officer to obtain written information about our policies and practices with respect to service providers and affiliates outside Canada, or to ask questions about the collection, use, disclosure, or storage of Personal Information by such service providers and affiliates.

You have the right to:

  • Access and rectify your Personal Information

  • Withdraw consent to the collection, use, and disclosure of your Personal Information (subject to applicable laws)

Detailed Policy

Information NSD Collects

NSD collects information that identifies, relates to, describes, references, is capable of being associated with, or could be linked directly or indirectly with a particular consumer or device (“Personal Information”).
We will not collect additional categories of Personal Information without notice and, where required, consent.

Categories include:

  • Caller/Contract Holder first & last name

  • Caller/Contract Holder phone number

  • Registered contract address

  • Email address (if you contact us by email)

  • Contract Member Number

  • Vehicle information (year, make, model, color, VIN#, odometer, tag#)

  • Credit card information (name, number, expiration, CVV, billing zip/postal code – encrypted when stored)

How NSD Collects Personal Information

We collect information directly when you:

  • Enroll in a program or purchase a service from NSD

  • Make a reimbursement request

  • Participate in optional surveys

  • Correspond with us (message boards, chat, email, portal messages, phone, or letters)

We also collect from third parties:

  • Business partners from whom you purchase a benefit or service provided by NSD

  • Partners who enroll you in NSD programs or services

  • Business partners and insurers on whose behalf NSD processes service requests

Children

We do not knowingly collect Personal Information from anyone under 16 years of age.

Use of Personal Information

Examples of how NSD uses or discloses Personal Information:

  • To fulfill or meet the reason you provided it (e.g., respond to a question, process a payment)

  • To process service or reimbursement requests

  • To provide customer support

  • To evaluate and complete business transactions

  • As otherwise permitted or required by law or government regulations

  • To aggregate and anonymize data for internal reporting and analytics

Sharing Your Personal Information

NSD does not sell your Personal Information.
We may disclose it to business partners, service providers, or other third parties for business purposes while ensuring protection through contracts and safeguards.

Recipients may include:

  • Service providers (consultants, vendors, roadside assistance, dispatch, impound, repossession)

  • Insurers for processing reimbursement requests

  • Banks or financial service providers

  • Dealerships or insurance companies that pay NSD to administer a service or benefit

  • Other third parties as required by law

Transfers Outside of Canada

To provide services, NSD may transfer Personal Information to affiliates, business partners, and/or service providers outside of Canada.
If you are in Quebec, your Personal Information may be communicated outside of Quebec.

For details, contact our Privacy Officer at privacy@nationsafedrivers.com.

Storage and Protection

Personal Information is stored at our office:
5600 Broken Sound Blvd NW, Boca Raton, FL 33487,
accessible only to authorized personnel (Sales, Claims, Compliance, Legal).

We maintain up-to-date security measures including:

  • Password-protected systems

  • Employee privacy/security training

  • Encrypted credit card data

Communications

Many NSD products and services use SMS messaging for service updates.

  • You can decline text messages during service requests.

  • You can opt out anytime by following instructions in the SMS or by contacting NSD.

Your Data Privacy Rights

Depending on your location, you may have the right to:

  • Access or Correct your Personal Information

  • Withdraw Consent (subject to reasonable notice and legal conditions)

  • Request De-indexing or Data Portability (for Quebec residents, effective September 2024)

Exercising Your Rights

Submit a verifiable request:

  • Phone: 1-800-338-2680

  • Mail: Nation Safe Drivers, 5600 Broken Sound Blvd NW, Boca Raton, FL 33487, Attention: Compliance Department

The request must:

  • Provide sufficient information to verify identity/authority

  • Describe the request in enough detail for us to process it

We respond within 30 days (or fewer if required by law). If more time is needed, we will notify you.

Third-Party Websites

Our Site may contain links to third-party websites.
NSD is not responsible for their privacy practices.
Check their privacy policies before sharing information.

Changes to Privacy Policy

We may amend this Policy at any time to reflect changes in practices or law (including Bill C-27).
The “Last Updated” date will indicate the most recent revision.
Continued use of the Site constitutes acceptance of changes.

Contact NSD

For questions, comments, or to exercise your privacy rights, contact our Privacy Officer:

Document Effective Date: July 15, 2025